Compare winter sports travel insurance
- Cover for ski holiday bookings and equipment
- Protection against piste closures
- Up to unlimited medical cover



Why choose PayingTooMuch?
We specialise in travel insurance, so you don’t have to
Cover for pre-existing medical conditions, whatever your age
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Do I need extra cover for winter sports?
Winter sports travel insurance has to be added when you take out your policy, if you’re planning on doing winter activities. A standard policy won’t protect against a number of situations you might experience on the slopes. It’s important to find the right level of cover to make sure you’re protected if something unexpected happens.
What does winter sports cover include?
Add winter sports cover to your travel insurance for peace of mind during your trip. Cover normally includes:
Medical emergencies
Accidents happen, but winter sports cover can help to cover the cost if you experience a medical emergency on the slopes.
Equipment
Winter sports cover can help towards costs if your personal or hired equipment is lost, damaged or stolen.
Piste closures
In the event the mountain is closed, you could claim back some compensation.
Avalanche or landslide
If you’re affected by an avalanche or landslide, you could claim money back for transportation and accommodation.
What does winter sports insurance cost?
The cost of winter sports cover changes based on your needs. This might include:
Age: The price of travel insurance rises as you get older. This is because there’s a greater risk of injury and illness. At PayingTooMuch, you can compare specialist cover for over 50s, 60s and 70+ at a price that fits your budget.
Medical conditions : Pre-existing medical conditions can increase the cost of your travel insurance policy. PayingTooMuch specialises in cover for medical conditions, to make sure you can find the right policy, at a price that’s fair.
Destination : Winter sports cover in certain countries can be more expensive. This is because their healthcare system is more expensive or there’s a higher risk of natural disasters.
Trip length : The longer you’re on holiday, the more likely it is you’ll need to make a claim. For that reason, it will be more expensive the longer you travel.
What is classed as a winter sport?
The winter sports add-on can cover you for well-known winter sports, including on-piste skiing and snowboarding. But it also includes some lesser-known activities such as:
- Mono-skiing (on-piste)
- Outdoor Ice-skating
- Glacier skiing
- Snowshoeing
- Skiing and snowboarding in an off-piste, authorised area
- Guided cross-country skiing
- Tobogganing
- Sleigh pulled by reindeer (with an organised, experienced driver)
